Home Buying & Selling What to Ask Your Agent If You’re a First-Time Homebuyer

What to Ask Your Agent If You’re a First-Time Homebuyer

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congratulation!Followed normally Steps to hire a rock star realtor.. Now start the home buying process.

You may have put together some preliminary research to guide your home search. Even if the general search parameters are defined, there can be many unanswered questions about the process.

A good agent can answer your question in detail. At the very least, they should be able to direct you to resources that can help you find what you are looking for.

Then there are questions that you never wanted to ask. If you have never bought a house, it is impossible to know how to ask all the right questions. Unfortunately, even the best agents can’t answer questions that didn’t come up in the conversation. As a result, you may end up in a less than ideal situation.

Fortunately, there is a solution to this conundrum.

Not all important questions to ask agents are known, but this post will help you get in the right direction. At least it will make you a more informed buyer. On the contrary, these questions can save time, money, and frustration.

Remember to ask these questions to your realtor when buying a home.

Related: Buy a Home: The Ultimate Guide to Buying Your First Property

What does the home buying process look like from start to finish?

Imagine being blindfolded and told to walk in a strange place with only the voice of a stranger.

One after another, you must blindly (literally) trust the voice that is guiding you. In many respects, this is what happens when people buy their first home.

Anxiety is caused by some uncertainty about future events. This basically represents the entire home buying process for first-time buyers. If you’ve never bought a home before, you don’t know what to expect at any given time. It is important to look at each step before it comes.

That’s where good realtors come in handy. The agent should be able to clearly depict the process from start to finish. At each major milestone, agents may be able to help you anticipate. It can be as easy as calming a person before receiving a test report, or it can be as complicated as making a perfect offer.

You can rest assured that you know what the process from start to finish will look like.

Related: 5 Reasons to Get Fucked on Mortgage Repayments

what do you recommend?

Real estate is all about networking.

In many respects, the phrase “your network is your net worth” applies to realtors. It goes without saying that if they want to provide their clients with the ultimate buying experience, they need to provide great service. Part of that comes from the quality of the recommendations they can provide.

As a real estate beginner, you may not have many connections in the industry. Therefore, we rely on agents to provide solutions in the form of referrals. As with the disclaimer, be aware that you should always compare options rather than blindly following the advice. That said, having an agent who can serve potential team members is invaluable.

Here are some recommendations that you may need during the process:

Before buying a house

Mortgage broker

Unless you plan to buy a home for cash, you will need to find a mortgage broker. These people hold the key to your future in the form of pre-approvals. They look at your finances, debt-to-income ratio, credit score, and other factors that determine where you stand. Ultimately, they are responsible for deciding how much you can borrow and at what interest rate you can borrow.

Connected agents can direct you to lenders who have worked with buyers like you.

Home inspector

Most offer letters include unforeseen inspections to protect the buyer. That means you need to hire a home inspector.

Without exception, inspectors will find problems with future homes (even new homes). As a first-time purchaser, looking at a test report is horrifying and may even act as a deterrent. Sometimes there is a good reason. It can also be due to a lack of knowledge about the topic.

It is important to connect to the inspection space. You need an inspector who is a realist rather than a vigilant.

Related: How to choose the best home inspector

Lawyer

Real estate has a lot of legality and may require attorneys to monitor it. In some states, the closure process requires a lawyer. This will vary from state to state, so check in advance.

If you need a lawyer, you need someone who is responsive and attentive to the details. A quality agent knows a quality lawyer because the transaction can depend on the ability of the lawyer.

Business meetings outside

After buying a house

Believe it or not, owning a home means that things inevitably go wrong. Instead of scrambling to find someone to solve the problem after the fact, you need to have a name ready before you buy a house.

Plumber

The most common problem found in homes involves some form of plumbing. It’s important to have the plumber (preferably a team of plumbers) on standby so that you don’t have to wait more than a day to fix something.

Electrician

Like a plumber, an electrician handles everything that is invisible. Unlike plumbing, you may be electrocuted and try to repair yourself.

Handyman

For all other issues that may not work, you need to contact a handyman or a woman. If you have a carpenter’s problem or a random door that doesn’t close, this is the person you want to call.

How old are big ticket items?

When buying a home, it’s important to ask the agent about high-value items. Investors commonly call these capital spending. During open houses and shows, you need to know the era of these time bombs.

A good agent knows what to ask and what items to look at. Here are some examples that can be quite expensive.

Flood damage

roof

As you may know, the roof protects the house from all external forces. What you may not know is that roof replacement is very expensive. Therefore, it is very important to know the age of the roof.

Knowing this information, you can do several things. For one thing, it helps predict when it will need to be replaced. If it needs to be replaced in the near future, it may be possible to use it as a negotiation chip during negotiations or to clear it completely.

Kamado (heating system)

It costs less than a new roof, but replacing a furnace can be more expensive. By knowing the age of the furnace, you can predict its shelf life. In addition to this, knowing how recently they have been serviced can make a big difference in current and future performance.

Water heater

Do you like cold showers?

OK … maybe you do. But if you’re like most people, this is the worst scenario. Having the foresight to investigate the era of water heaters can sacrifice you from calling a plumber early to your homeownership experience.

Final idea

Buying a home for the first time can induce stress and anxiety. Knowing the right questions to ask agents will make you feel much more comfortable throughout the process. Good luck!

Is there anything I would recommend adding to this list?

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